For SaleMLS# SOM60334177

761 County Road 638

761 County Road 638, Theodosia, MO 65761

$220,000

Bedrooms

4

Bathrooms

3

Sq Ft

1,950

Acreage

0.94

Year Built

1976

Garage

2 spaces

Type

Single Family Residence

Schools

Lutie

Description

This 4 bed (1 non-conforming), 3 bath stick built home with apartment sits on almost 1 acre of land and is only a short distance to a Bull Shoals Lake access. The approximate 1950 sq. ft. home was built in 1976 with metal siding and a metal roof added in 2011. Within the last 5 years, new appliances have been added, Andersen windows have been installed, along with all new flooring and a new A/C unit. Other new items include all toilets, a water softener, wi-fi booster, electric water heater, new rain gutters with downspouts and leaf guard, a blue light water filtration system, and other general remodeling both inside and out. Wow, what a deal!!The home consists of 3 beds (1 has no closet), 2 full baths, a large living room, newly remodeled kitchen and dining room, a 2-car heated garage, and a private well and septic. Also, the home has a partial basement and a large deck that even has a gazebo. The grounds include a greenhouse, a fire pit, and a newer 14x16 storage building. The attached apartment not only has 1 bed and 1 full bath but also its own kitchen, dining area, and living room. The apartment also comes with a private entrance and deck.This home is large enough to accommodate a larger family and close enough to a lake access to enjoy the cool waters of Bull Shoals Lake. The town of Theodosia is only minutes away and has all your necessary amenities in case you need additional supplies!

Schools

Elementary

Lutie

Middle

Lutie

High

Lutie

Location

Estimate Your Mortgage

Mortgage Calculator

$220,000
20% ($44,000)
6.5%
30 years
$2,400/yr
$1,500/yr
$0/mo

Private mortgage insurance typically applies when your down payment is under 20%.

Estimated Monthly Payment

$1,437

Principal & Interest

$1,112

Taxes

$200

Insurance

$125

PMI

$0

Loan Amount

$176,000

Total Interest

$224,478

Total Cost

$400,478

These figures are estimates only and are provided for general informational purposes. Actual loan terms, rates, taxes, insurance, and PMI will vary. Please consult a licensed mortgage loan originator to verify these numbers.

Listing courtesy of H K Gaulding, Sierra Ozark Corporation.

Listing information is provided by the Southern Missouri Regional MLS (SOMO) via MLS Grid and is deemed reliable but not guaranteed. Data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

© 2026 Southern Missouri Regional MLS. All rights reserved. Data last updated Sep 18, 2026, 11:11 AM.

Caleb Scott

Caleb Scott

Broker / Owner

Your information is kept private and secure.

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