For SaleMLS# SOM60334157

815 Spencer

815 Spencer, Neosho, MO 64850

$275,000

Bedrooms

3

Bathrooms

2

Sq Ft

2,745

Acreage

0.34

Year Built

1964

Garage

2 spaces

Type

Single Family Residence

Schools

Neosho

Description

Charming, Updated & Move-In Ready! Offering an impressive 2,745 sq. ft. of living space, this beautifully updated home combines character, flexibility, and plenty of room to spread out! Built in 1964, the home retains its charm with original wood floors while offering the updates buyers are looking for today.Featuring 3 bedrooms, 2 full baths, and multiple living spaces, the versatile floor plan gives you plenty of options. Enjoy a traditional living room plus a second living area that could easily serve as a game room, family room, or additional gathering space.The spacious primary suite has a large walk-in closet and private full bathroom. The walkout basement provides an expansive open area with endless possibilities--use it as a recreation room, game room, home office, hobby area, or potentially an additional bedroom.Outside, relax or entertain on the nice back deck while enjoying the peaceful surroundings. You'll love the opportunity to see deer and other wildlife right in your own backyard!A 2-car garage, lots of storage, and a convenient location close to town make everyday living easy, with quick access to shopping, restaurants, schools, and other amenities.Updated, move-in ready, spacious, and full of character--this is a home you'll want to see!

Schools

Elementary

South

Middle

Neosho

High

Neosho

Location

Estimate Your Mortgage

Mortgage Calculator

$275,000
20% ($55,000)
6.5%
30 years
$3,050/yr
$1,500/yr
$0/mo

Private mortgage insurance typically applies when your down payment is under 20%.

Estimated Monthly Payment

$1,770

Principal & Interest

$1,391

Taxes

$254

Insurance

$125

PMI

$0

Loan Amount

$220,000

Total Interest

$280,598

Total Cost

$500,598

These figures are estimates only and are provided for general informational purposes. Actual loan terms, rates, taxes, insurance, and PMI will vary. Please consult a licensed mortgage loan originator to verify these numbers.

Listing courtesy of West-Cobb Alliance, ReeceNichols - Neosho.

Listing information is provided by the Southern Missouri Regional MLS (SOMO) via MLS Grid and is deemed reliable but not guaranteed. Data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

© 2026 Southern Missouri Regional MLS. All rights reserved. Data last updated Sep 18, 2026, 11:11 AM.

Caleb Scott

Caleb Scott

Broker / Owner

Your information is kept private and secure.

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